# [Infographic] Chargeback Insurance: Understanding Your Options

> Chargeback insurance or protection without a guarantee? Our infographic compares both options so you can pick the right fit for your business.

TL;DR

Fraud teams protecting against chargebacks on fraudulent e-commerce transactions face a key choice: a solution with a chargeback guarantee (sometimes called chargeback insurance) or chargeback protection without a guarantee. The two approaches share similarities but differ in important ways. ClearSale's infographic lays out both so merchants can pick the option that best fits their company.

Fraud teams seeking **protection from chargebacks** on **fraudulent e-commerce transactions** have many options to choose from. One of the biggest decisions to make is whether to choose a solution that offers a **chargeback guarantee** (also sometimes called **chargeback insurance**), or chargeback protection without a guarantee. The two approaches have some similarities, but also important differences. Use our infographic below to better understand both approaches, so you can make the decision that’s best for your company.

## Frequently Asked Questions

### What is chargeback insurance?

Chargeback insurance is another name for a chargeback guarantee, a fraud protection option where the provider guarantees coverage of fraud-related chargebacks. It differs from chargeback protection offered without a guarantee.

### What are the main chargeback protection options?

Merchants generally choose between a solution that offers a chargeback guarantee (chargeback insurance) and one that offers chargeback protection without a guarantee. Both aim to limit losses from fraudulent transactions but differ in how risk is covered.

### How does a chargeback guarantee differ from protection without one?

A chargeback guarantee commits the provider to covering fraud-related chargebacks, shifting that risk away from the merchant. Protection without a guarantee helps reduce fraud and chargebacks but does not include that financial coverage. The approaches share similarities but have important differences.

### Why does the choice between these options matter?

The decision affects how much fraud-related financial risk a merchant carries versus the provider. Understanding both approaches helps a company choose the option best suited to its risk tolerance and business needs.

### Who should evaluate chargeback insurance options?

Fraud teams seeking protection from chargebacks on fraudulent e-commerce transactions are the primary audience. They weigh guarantee versus non-guarantee approaches to decide which best fits their company.

### What does ClearSale's infographic on chargeback insurance cover?

The infographic compares the two approaches, chargeback guarantee and chargeback protection without a guarantee, highlighting their similarities and differences so merchants can make the decision that is best for their company.

---

Source: [https://www.clear.sale/blog/chargeback-insurance-understanding-your-options](https://www.clear.sale/blog/chargeback-insurance-understanding-your-options)