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  <channel>
    <title>Blog English</title>
    <link>https://www.clear.sale/blog</link>
    <description>Follow the Clearsale blog to stay updated on credit card fraud, card not present fraud, and ecommerce fraud protection.</description>
    <language>en</language>
    <pubDate>Fri, 22 May 2026 23:16:03 GMT</pubDate>
    <dc:date>2026-05-22T23:16:03Z</dc:date>
    <dc:language>en</dc:language>
    <item>
      <title>The Reality of Chargeback Fees in 2026</title>
      <link>https://www.clear.sale/blog/chargeback-fees-what-do-chargebacks-cost</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.clear.sale/blog/chargeback-fees-what-do-chargebacks-cost" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.clear.sale/hubfs/banner-chargeback-fees-what-do-chargebacks-cost-1.jpg" alt="Why Product Costs Aren’t the Only Risk of Chargebacks" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;strong&gt;&lt;span style="line-height: 19.425px;"&gt;A chargeback rarely ends with a single fee, as it also leads to lost revenue and increased fraud exposure for retailers.&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.clear.sale/blog/chargeback-fees-what-do-chargebacks-cost" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.clear.sale/hubfs/banner-chargeback-fees-what-do-chargebacks-cost-1.jpg" alt="Why Product Costs Aren’t the Only Risk of Chargebacks" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;strong&gt;&lt;span style="line-height: 19.425px;"&gt;A chargeback rarely ends with a single fee, as it also leads to lost revenue and increased fraud exposure for retailers.&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=2530812&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.clear.sale%2Fblog%2Fchargeback-fees-what-do-chargebacks-cost&amp;amp;bu=https%253A%252F%252Fwww.clear.sale%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Chargebacks</category>
      <category>Fraud Management</category>
      <category>Ecommerce Strategies</category>
      <pubDate>Wed, 08 Apr 2026 03:45:00 GMT</pubDate>
      <author>rick.sunzeri@clear.sale (Rick Sunzeri)</author>
      <guid>https://www.clear.sale/blog/chargeback-fees-what-do-chargebacks-cost</guid>
      <dc:date>2026-04-08T03:45:00Z</dc:date>
    </item>
    <item>
      <title>Credit Card Chargeback Reason Codes Guide for 2026</title>
      <link>https://www.clear.sale/blog/understanding-credit-card-chargeback-reason-codes</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.clear.sale/blog/understanding-credit-card-chargeback-reason-codes" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.clear.sale/hubfs/banner-understanding-credit-card-chargeback-reason-codes-2%20(1).jpg" alt="Credit Card Chargeback Reason Codes " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;strong&gt;&lt;span style="line-height: 19.425px;"&gt;Customer chargebacks can have a massive impact on your bottom line, so you'll want to do everything possible to reduce fraud and improve trust.&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.clear.sale/blog/understanding-credit-card-chargeback-reason-codes" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.clear.sale/hubfs/banner-understanding-credit-card-chargeback-reason-codes-2%20(1).jpg" alt="Credit Card Chargeback Reason Codes " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;strong&gt;&lt;span style="line-height: 19.425px;"&gt;Customer chargebacks can have a massive impact on your bottom line, so you'll want to do everything possible to reduce fraud and improve trust.&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=2530812&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.clear.sale%2Fblog%2Funderstanding-credit-card-chargeback-reason-codes&amp;amp;bu=https%253A%252F%252Fwww.clear.sale%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Chargebacks</category>
      <category>Fraud Management</category>
      <category>Ecommerce Strategies</category>
      <pubDate>Tue, 07 Apr 2026 03:15:00 GMT</pubDate>
      <author>rick.sunzeri@clear.sale (Rick Sunzeri)</author>
      <guid>https://www.clear.sale/blog/understanding-credit-card-chargeback-reason-codes</guid>
      <dc:date>2026-04-07T03:15:00Z</dc:date>
    </item>
    <item>
      <title>Chargeback time limits of major credit card issuers</title>
      <link>https://www.clear.sale/blog/what-is-the-time-limit-on-chargebacks</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.clear.sale/blog/what-is-the-time-limit-on-chargebacks" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.clear.sale/hubfs/image-blog-chargeback-deadlines.jpg" alt="Chargeback Deadlines for Merchants: What to Know in 2026" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;strong&gt;&lt;span style="line-height: 19.425px;"&gt;As chargeback volumes increase, retailers should be aware of deadlines and exceptions to them, so they aren’t hit with any surprises.&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.clear.sale/blog/what-is-the-time-limit-on-chargebacks" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.clear.sale/hubfs/image-blog-chargeback-deadlines.jpg" alt="Chargeback Deadlines for Merchants: What to Know in 2026" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;strong&gt;&lt;span style="line-height: 19.425px;"&gt;As chargeback volumes increase, retailers should be aware of deadlines and exceptions to them, so they aren’t hit with any surprises.&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=2530812&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.clear.sale%2Fblog%2Fwhat-is-the-time-limit-on-chargebacks&amp;amp;bu=https%253A%252F%252Fwww.clear.sale%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Chargebacks</category>
      <category>Fraud Management</category>
      <category>Ecommerce Strategies</category>
      <pubDate>Tue, 07 Apr 2026 03:00:00 GMT</pubDate>
      <author>rick.sunzeri@clear.sale (Rick Sunzeri)</author>
      <guid>https://www.clear.sale/blog/what-is-the-time-limit-on-chargebacks</guid>
      <dc:date>2026-04-07T03:00:00Z</dc:date>
    </item>
    <item>
      <title>CX &amp; EX Strategies for micro-stores</title>
      <link>https://www.clear.sale/blog/cx-ex-strategies-for-micro-stores</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.clear.sale/blog/cx-ex-strategies-for-micro-stores" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.clear.sale/hubfs/%5BWide-1200x630%5D-How-to-Build-a-Consumer-Trust-Optimized-Micro-Store.jpg" alt="CX &amp;amp; EX Strategies for micro-stores" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;span style="line-height: 19.425px;"&gt;Precision matters in retail. It simply isn't sustainable for many businesses to stock endless aisles and employ dozens of people, so brands are experimenting with micro-stores.&lt;/span&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.clear.sale/blog/cx-ex-strategies-for-micro-stores" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.clear.sale/hubfs/%5BWide-1200x630%5D-How-to-Build-a-Consumer-Trust-Optimized-Micro-Store.jpg" alt="CX &amp;amp; EX Strategies for micro-stores" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;span style="line-height: 19.425px;"&gt;Precision matters in retail. It simply isn't sustainable for many businesses to stock endless aisles and employ dozens of people, so brands are experimenting with micro-stores.&lt;/span&gt;&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=2530812&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.clear.sale%2Fblog%2Fcx-ex-strategies-for-micro-stores&amp;amp;bu=https%253A%252F%252Fwww.clear.sale%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Fraud Prevention</category>
      <category>Customer Experience</category>
      <category>CX</category>
      <pubDate>Mon, 06 Apr 2026 03:15:00 GMT</pubDate>
      <author>rick.sunzeri@clear.sale (Rick Sunzeri)</author>
      <guid>https://www.clear.sale/blog/cx-ex-strategies-for-micro-stores</guid>
      <dc:date>2026-04-06T03:15:00Z</dc:date>
    </item>
    <item>
      <title>How to Measure CX ROI in 2026</title>
      <link>https://www.clear.sale/blog/maximize-roi-in-your-cx-efforts</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.clear.sale/blog/maximize-roi-in-your-cx-efforts" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.clear.sale/hubfs/%5BWide-1200x630%5D-How-to-Measure-CX-ROI-in-2026_v2.jpg" alt="How to Measure CX ROI in 2026" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;As Customer experience (CX) leaders plan for 2026, proving ROI has become less about satisfaction scores and more about trust, risk, and revenue alignment.&amp;nbsp;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.clear.sale/blog/maximize-roi-in-your-cx-efforts" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.clear.sale/hubfs/%5BWide-1200x630%5D-How-to-Measure-CX-ROI-in-2026_v2.jpg" alt="How to Measure CX ROI in 2026" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;As Customer experience (CX) leaders plan for 2026, proving ROI has become less about satisfaction scores and more about trust, risk, and revenue alignment.&amp;nbsp;&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=2530812&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.clear.sale%2Fblog%2Fmaximize-roi-in-your-cx-efforts&amp;amp;bu=https%253A%252F%252Fwww.clear.sale%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Fraud Prevention</category>
      <category>Ecommerce Fraud Prevention</category>
      <category>ClearSale in the Media</category>
      <category>False Declines/CX</category>
      <category>ROI</category>
      <category>Consumer Behavior</category>
      <category>Experian</category>
      <category>CX</category>
      <pubDate>Mon, 30 Mar 2026 03:15:00 GMT</pubDate>
      <author>rick.sunzeri@clear.sale (Rick Sunzeri)</author>
      <guid>https://www.clear.sale/blog/maximize-roi-in-your-cx-efforts</guid>
      <dc:date>2026-03-30T03:15:00Z</dc:date>
    </item>
    <item>
      <title>Designing CX that cultivates loyalty</title>
      <link>https://www.clear.sale/blog/designing-cx-that-cultivates-loyalty</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.clear.sale/blog/designing-cx-that-cultivates-loyalty" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.clear.sale/hubfs/CS-Designing-CX-blog.png" alt="Designing CX that cultivates loyalty " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;strong&gt;&lt;span style="line-height: 19.425px;"&gt;Trust-driven design provides a better customer experience than do low prices or incentives.&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.clear.sale/blog/designing-cx-that-cultivates-loyalty" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.clear.sale/hubfs/CS-Designing-CX-blog.png" alt="Designing CX that cultivates loyalty " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;strong&gt;&lt;span style="line-height: 19.425px;"&gt;Trust-driven design provides a better customer experience than do low prices or incentives.&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=2530812&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.clear.sale%2Fblog%2Fdesigning-cx-that-cultivates-loyalty&amp;amp;bu=https%253A%252F%252Fwww.clear.sale%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Fraud Prevention</category>
      <category>Customer Experience</category>
      <category>False Declines/CX</category>
      <category>Ecommerce Strategies</category>
      <category>Consumer Behavior</category>
      <category>CX</category>
      <pubDate>Fri, 27 Mar 2026 03:00:00 GMT</pubDate>
      <author>rick.sunzeri@clear.sale (Rick Sunzeri)</author>
      <guid>https://www.clear.sale/blog/designing-cx-that-cultivates-loyalty</guid>
      <dc:date>2026-03-27T03:00:00Z</dc:date>
    </item>
    <item>
      <title>Proven CX Strategies to Demonstrate ROI</title>
      <link>https://www.clear.sale/blog/proven-cx-strategies-to-demonstrate-roi</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.clear.sale/blog/proven-cx-strategies-to-demonstrate-roi" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.clear.sale/hubfs/%5BWide-1200x630%5D-Proven-CX-Strategies-to-Demonstrate-ROI.jpg" alt="Proven CX Strategies to Demonstrate ROI" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;strong&gt;&lt;span style="line-height: 19.425px;"&gt;Proving CX ROI is challenging, so brands will have to look beyond traditional metrics to figure it out.&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.clear.sale/blog/proven-cx-strategies-to-demonstrate-roi" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.clear.sale/hubfs/%5BWide-1200x630%5D-Proven-CX-Strategies-to-Demonstrate-ROI.jpg" alt="Proven CX Strategies to Demonstrate ROI" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;strong&gt;&lt;span style="line-height: 19.425px;"&gt;Proving CX ROI is challenging, so brands will have to look beyond traditional metrics to figure it out.&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=2530812&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.clear.sale%2Fblog%2Fproven-cx-strategies-to-demonstrate-roi&amp;amp;bu=https%253A%252F%252Fwww.clear.sale%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>fraud protection</category>
      <category>ClearSale in the Media</category>
      <category>General Business Strategies</category>
      <category>False Declines/CX</category>
      <pubDate>Thu, 26 Mar 2026 03:15:00 GMT</pubDate>
      <author>rick.sunzeri@clear.sale (Rick Sunzeri)</author>
      <guid>https://www.clear.sale/blog/proven-cx-strategies-to-demonstrate-roi</guid>
      <dc:date>2026-03-26T03:15:00Z</dc:date>
    </item>
    <item>
      <title>How to Protect Your Online Store from Fraud Like a Livestock Guardian Dog in the Digital Wild</title>
      <link>https://www.clear.sale/blog/how-to-protect-your-online-store-from-fraud-like-a-livestock-guardian-dog-in-the-digital-wild</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.clear.sale/blog/how-to-protect-your-online-store-from-fraud-like-a-livestock-guardian-dog-in-the-digital-wild" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.clear.sale/hubfs/Blog%20Images/banner-How-Can-You-Protect-Your-Ecommerce-From-Fraud-in-Q4.jpg" alt="How to Protect Your Online Store from Fraud Like a Livestock Guardian Dog in the Digital Wild" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Growth is a signal. In eCommerce, it means your marketing is working, your product is connecting, and your brand is gaining traction. But it also draws attention from less welcome sources such as credit card fraud, bots, chargeback abuse, and other digital threats that scale just as quickly as success.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.clear.sale/blog/how-to-protect-your-online-store-from-fraud-like-a-livestock-guardian-dog-in-the-digital-wild" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.clear.sale/hubfs/Blog%20Images/banner-How-Can-You-Protect-Your-Ecommerce-From-Fraud-in-Q4.jpg" alt="How to Protect Your Online Store from Fraud Like a Livestock Guardian Dog in the Digital Wild" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Growth is a signal. In eCommerce, it means your marketing is working, your product is connecting, and your brand is gaining traction. But it also draws attention from less welcome sources such as credit card fraud, bots, chargeback abuse, and other digital threats that scale just as quickly as success.&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=2530812&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.clear.sale%2Fblog%2Fhow-to-protect-your-online-store-from-fraud-like-a-livestock-guardian-dog-in-the-digital-wild&amp;amp;bu=https%253A%252F%252Fwww.clear.sale%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>guest post</category>
      <pubDate>Thu, 28 Aug 2025 14:00:00 GMT</pubDate>
      <guid>https://www.clear.sale/blog/how-to-protect-your-online-store-from-fraud-like-a-livestock-guardian-dog-in-the-digital-wild</guid>
      <dc:date>2025-08-28T14:00:00Z</dc:date>
      <dc:creator>Growth Boss</dc:creator>
    </item>
    <item>
      <title>Protecting Your Online Business: AI or Human Fraud Detection?</title>
      <link>https://www.clear.sale/blog/machine-learning-or-manual-fraud-protection</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.clear.sale/blog/machine-learning-or-manual-fraud-protection" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.clear.sale/hubfs/Blog%20Images/Machine-Learning-or-Manual-Fraud-Protection-ClearSale.webp" alt="Protecting Your Online Business: AI or Human Fraud Detection?" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;When navigating today's digital marketplace, online retailers face escalating threats from sophisticated cybercriminals. This makes effective fraud prevention strategies more crucial than ever before to protect your business's bottom line and maintain customer trust. The good news? You have a lot of options. The not-so-good news? The right option for your unique business needs isn't always obvious — and it can vary wildly.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.clear.sale/blog/machine-learning-or-manual-fraud-protection" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.clear.sale/hubfs/Blog%20Images/Machine-Learning-or-Manual-Fraud-Protection-ClearSale.webp" alt="Protecting Your Online Business: AI or Human Fraud Detection?" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;When navigating today's digital marketplace, online retailers face escalating threats from sophisticated cybercriminals. This makes effective fraud prevention strategies more crucial than ever before to protect your business's bottom line and maintain customer trust. The good news? You have a lot of options. The not-so-good news? The right option for your unique business needs isn't always obvious — and it can vary wildly.&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=2530812&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.clear.sale%2Fblog%2Fmachine-learning-or-manual-fraud-protection&amp;amp;bu=https%253A%252F%252Fwww.clear.sale%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Fraud Prevention</category>
      <category>Fraud Management</category>
      <pubDate>Tue, 10 Jun 2025 12:00:00 GMT</pubDate>
      <author>rick.sunzeri@clear.sale (Rick Sunzeri)</author>
      <guid>https://www.clear.sale/blog/machine-learning-or-manual-fraud-protection</guid>
      <dc:date>2025-06-10T12:00:00Z</dc:date>
    </item>
    <item>
      <title>Automatic Declines: Why Are They Dangerous for Online Businesses?</title>
      <link>https://www.clear.sale/blog/why-automatic-declines-are-dangerous-for-online-merchants</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.clear.sale/blog/why-automatic-declines-are-dangerous-for-online-merchants" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.clear.sale/hubfs/How-Auto-Declines-Hurt-Approval-Rates-and-ROI.jpg" alt="How Auto Declines Hurt Approval Rates and ROI" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;It seems like combatting credit card fraud should be easy. After all, many e-commerce platforms come with simple fraud filters already built in. So, what’s wrong with using those solutions to quickly and automatically identify and decline potentially fraudulent transactions?&lt;/p&gt; 
&lt;p&gt;In fact, it often results in high false decline rates, lower approval rates, and a direct hit to your ROI.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.clear.sale/blog/why-automatic-declines-are-dangerous-for-online-merchants" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.clear.sale/hubfs/How-Auto-Declines-Hurt-Approval-Rates-and-ROI.jpg" alt="How Auto Declines Hurt Approval Rates and ROI" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;It seems like combatting credit card fraud should be easy. After all, many e-commerce platforms come with simple fraud filters already built in. So, what’s wrong with using those solutions to quickly and automatically identify and decline potentially fraudulent transactions?&lt;/p&gt; 
&lt;p&gt;In fact, it often results in high false decline rates, lower approval rates, and a direct hit to your ROI.&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=2530812&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.clear.sale%2Fblog%2Fwhy-automatic-declines-are-dangerous-for-online-merchants&amp;amp;bu=https%253A%252F%252Fwww.clear.sale%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>False Declines</category>
      <category>reduce chargebacks</category>
      <category>e-commerce fraud</category>
      <category>chargeback management</category>
      <category>automatic decline</category>
      <pubDate>Wed, 21 May 2025 10:00:00 GMT</pubDate>
      <guid>https://www.clear.sale/blog/why-automatic-declines-are-dangerous-for-online-merchants</guid>
      <dc:date>2025-05-21T10:00:00Z</dc:date>
      <dc:creator>Chargeback &amp; Fraud Protection Team</dc:creator>
    </item>
  </channel>
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