Rafael Lourenco

Author

Rafael Lourenco

Leading smart people to solve complex problems in dynamic environments is Rafael’s signature skill. As ClearSale’s Executive Vice President and Partner, Rafael combines the company’s innovation-driven culture and emphasis on communication with a deep understanding of the statistical tools that under…Leading smart people to solve complex problems in dynamic environments is Rafael’s signature skill. As ClearSale’s Executive Vice President and Partner, Rafael combines the company’s innovation-driven culture and emphasis on communication with a deep understanding of the statistical tools that underpin excellent fraud protection. From his base in Miami, he oversees ClearSale’s US anti-fraud operation by leading its commercial, statistical intelligence and IT teams and providing technical and executive management for all the operation’s employees. During his 8 years with the company, Rafael has also planned and executed ClearSale’s international business unit, directed ClearSale’s statistical intelligence area, and helped manage the company’s growth from 25 to more than 700 employees, including more than 500 highly trained fraud analysts. Rafael has a distinguished academic background. He earned his master’s degree in economics and finance at FGV-SP (Fundação Getúlio Vargas-São Paulo), one of the world’s leading policy and economic think tanks. Rafael holds a bachelor’s degree with great distinction in statistics from UNICAMP (Universidade Estadual de Campinas), internationally recognized as one of the top universities in Brazil and in the world.

5 Predictions About the Fraud-Prevention Market Landscape for the Next 5 Years
Fraud Prevention

5 Predictions About the Fraud Prevention Market Landscape

This article highlights five major issues shaping fraud prevention over the next five years.

3 min
Luxury_Daily_-_Men_outspend_women_now_on_apparel_and_footwear
Featured

Men outspend women now on apparel and footwear

Men's spending patterns are changing and offer a bright spot in an otherwise lackluster retail environment. A 2016 study found that men ...

2 min
webinar
Chargebacks

New Webinar: Create a Chargeback Management Strategy

You’ve got questions about chargeback management. Our webinar has answers. Join us June 7 at 1 p.m. ET for the information you need.

2 min
PaymentsJournal_Biometric_Customer_Authentication_is_Not_a_CureAll_for_CNP
Featured

Biometric Customer Authentication  It’s Not a Cure-All for CNP Fraud

At a glance it seems like biometrics could fix a lot of the fraud challenges the retail and banking industries face. But experts indicate ...

2 min
CNP_fraud_spikes_during_the_holiday_shopping_season
Fraud Management

CNP fraud spikes during the holiday shopping season

CNP fraud spikes during every holiday season, and 2018 will be no exception. Before it’s too late, online retailers need to get prepared in ...

4 min
retail-chargeback-1
Chargebacks

How Visa's New Chargeback Rules Will Help Merchants Fight Fraud

ClearSale at TotalRetail: Let's take a look at the upside of the new rules for merchants, especially card-not-present (CNP) merchants, ...

4 min
retailtouchpoints_tp2
Fraud Management

Prevention Is More Than Just Security

E-Commerce retailers know that screening transactions for fraud is critical to preventing losses. What many overlook is that by screening ...

2 min
retailtouchpoints
Featured

Three E-Commerce Fraud Challenges To Beat In 2018

ClearSale at Retail Touch Points: What will e-Commerce fraud prevention look like in 2018? Three E-Commerce Fraud Challenges To Beat In 2018

2 min
VisaResolution
Featured

PayThink Visa's claims change gives merchants a sharp fraud tool

It's a major overhaul of the way the brand's ecosystem accepts, processes, and tracks chargebacks, and it's been live since last October. ...

1 min
22 csoonline
Featured

Without data, CNP fraud protection could be out of reach

ClearSale's column at CSO: For ecommerce players, preventing card-not-present (CNP) fraud is an ongoing challenge. But many of these ...

2 min
podcast
Chargebacks

Listen to ClearSale's insights about Chargebacks

Listen to ClearSale's insights about Chargebacks at Payments Journal Podcast

1 min
csoonline
Featured

Yes, fraud affects your bottom line

Rafael Lourenço contributors Column at CSO: Yes, fraud affects your bottom line. It also impacts conversion, customer experience and ...

2 min