Rafael Lourenco

Author

Rafael Lourenco

Leading smart people to solve complex problems in dynamic environments is Rafael’s signature skill. As ClearSale’s Executive Vice President and Partner, Rafael combines the company’s innovation-driven culture and emphasis on communication with a deep understanding of the statistical tools that under…Leading smart people to solve complex problems in dynamic environments is Rafael’s signature skill. As ClearSale’s Executive Vice President and Partner, Rafael combines the company’s innovation-driven culture and emphasis on communication with a deep understanding of the statistical tools that underpin excellent fraud protection. From his base in Miami, he oversees ClearSale’s US anti-fraud operation by leading its commercial, statistical intelligence and IT teams and providing technical and executive management for all the operation’s employees. During his 8 years with the company, Rafael has also planned and executed ClearSale’s international business unit, directed ClearSale’s statistical intelligence area, and helped manage the company’s growth from 25 to more than 700 employees, including more than 500 highly trained fraud analysts. Rafael has a distinguished academic background. He earned his master’s degree in economics and finance at FGV-SP (Fundação Getúlio Vargas-São Paulo), one of the world’s leading policy and economic think tanks. Rafael holds a bachelor’s degree with great distinction in statistics from UNICAMP (Universidade Estadual de Campinas), internationally recognized as one of the top universities in Brazil and in the world.

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Fraud Management

Why ecommerce fraud needs a multichannel response at CSOOnline

Ecommerce fraud isn’t just an online problem anymore. With fraudulent activity spanning the online, mobile and offline channels, it’s time ...

2 min
Fraud Management

When Anti-Fraud "Blacklists" Cost Merchants Customers

ClearSale's insights at MultiChannelMerchant: "Blacklists" are one of several layers of protection that ecommerce merchants should have in ...

2 min
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Featured

Why the best fraud-prevention data is a two-way street

Here’s why online retailers who want to stop the rising tide of e-commerce fraud should look for data that’s properly contextualized and ...

2 min
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Featured

Why It Takes the Whole Payment Ecosystem to Fight Fraud

Many consumers and small business owners see fraud as an isolated or random problem, but the fact is that e-commerce fraud is an organized ...

2 min
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Fraud Prevention

ClearSale at PaymentWeek: Why Is Reliable Fraud Prevention So Complicated?

Here are a few reasons why fighting fraud is an all-out digital war.

3 min
totalretail
Featured

How Small E-Tailers Can Thrive in the Age of Retail Consolidation

Do small and new online retailers have a chance to succeed anymore?

2 min
mobile marketing watch
Featured

What to Expect from M-commerce in 2018

Fraud is growing, and what works for desktop doesn’t always work for mobile. By 2020, m-commerce may account for close to half of all US ...

3 min
totalretail
holidays

ClearSale shares 4 Fraud Prevention Tips for the Holiday Season

To make the holiday season safer and happier for you and your customers, here are four steps you can take now to review your store's fraud ...

3 min
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ClearSale in the Media

Learn How Online Reviews Can Make or Break Small Sellers

More than 90% of consumers look at online reviews, and about a third of online shoppers will only buy items that have at least one positive ...

2 min
Fraud Management

The Equifax breach threatens to boost holiday season payment fraud

The holiday shopping season is always a big gift to fraudsters. Meanwhile, retailers rarely get what's on their lists.

2 min
Fraud Management

How Online Retailers Can Prepare for Black Friday and Cyber Monday.

Preparing your online store for the holidays requires diligence and quite a bit of work. The potential rewards for doing it right are worth ...

2 min
Fraud Management

'Card testing' is e-commerce's next big security challenge

Fraud prevention is a key to e-commerce success, because fraudsters are targeting online shops.

1 min