Rafael Lourenco

Author

Rafael Lourenco

Leading smart people to solve complex problems in dynamic environments is Rafael’s signature skill. As ClearSale’s Executive Vice President and Partner, Rafael combines the company’s innovation-driven culture and emphasis on communication with a deep understanding of the statistical tools that under…Leading smart people to solve complex problems in dynamic environments is Rafael’s signature skill. As ClearSale’s Executive Vice President and Partner, Rafael combines the company’s innovation-driven culture and emphasis on communication with a deep understanding of the statistical tools that underpin excellent fraud protection. From his base in Miami, he oversees ClearSale’s US anti-fraud operation by leading its commercial, statistical intelligence and IT teams and providing technical and executive management for all the operation’s employees. During his 8 years with the company, Rafael has also planned and executed ClearSale’s international business unit, directed ClearSale’s statistical intelligence area, and helped manage the company’s growth from 25 to more than 700 employees, including more than 500 highly trained fraud analysts. Rafael has a distinguished academic background. He earned his master’s degree in economics and finance at FGV-SP (Fundação Getúlio Vargas-São Paulo), one of the world’s leading policy and economic think tanks. Rafael holds a bachelor’s degree with great distinction in statistics from UNICAMP (Universidade Estadual de Campinas), internationally recognized as one of the top universities in Brazil and in the world.

Holiday Card-Not-Present Fraud Is Coming. Here Are 4 Ways to Protect Yourself
Featured

ClearSale partnered with Business.com to show you 4 ways to protect yourself from fraud

Earn more revenue, suffer fewer losses and end the holiday shopping season with satisfied customers by ensuring that your online store is ...

2 min
Deliver outstanding Black Friday_Cyber Monday customer service
Featured

Deliver outstanding Black Friday/Cyber Monday customer service

Here are four ways to balance service and security during holiday crunch time.

3 min
How Ready Is Your Mobile Channel for the
Featured

How Ready Is Your Mobile Channel for the 2018 Holiday  Season?

How Ready Is Your Mobile Channel for the 2018 Holiday Shopping Season?

2 min
What you need to know before outsourcing your holiday fraud scr
holidays

What you need to know before outsourcing your holiday fraud screening

Fraud threats increase along with online shopping during the holidays, and many e-retailers face the choice of declining possibly good ...

3 min
Is a CNP Fraud Chargeback Guarantee the Best Choice for Your Online Store_
Chargebacks

Is a CNP Fraud Chargeback Guarantee the Best Choice for Your Online Store?

One possible solution for online merchants is chargeback insurance, more commonly referred to as a chargeback guarantee, provided by some ...

2 min
In the new ecommerce fraud landscape
Featured

In the new ecommerce fraud landscape, every vertical is now at risk

Virtually any vertical or product can be a worthwhile target for online fraud, and the losses could cause irreversible damage to a ...

3 min
What the digital booking trend means for local travel attractions and fraud prevention
Featured

Digital booking trend for travel attractions and fraud prevention

Online bookings of local tours, attractions and even dining have skyrocketed. Online payments fraud in this sector continues to rise and ...

2 min
mpc
Fraud Prevention

Mobile Payments Conference 2018:The Future of Mobile Fraud Prevention

Today, 62% of smartphone users have made a purchase with their mobile device in the last 6 months, with Forrester finding that smartphones ...

3 min
Social vs. Financial_ What You Need to Know About the Real Value of a Business
Featured

Social vs. Financial: What You Need to Know About the Real Value of a Business

What exactly is social logic and how can it benefit your business? ClearSale explains via AlleyWatch.

3 min
Shimming_ The Newest Chip-Enabled Credit Card Scam
Fraud Management

Shimming: The Newest Chip-Enabled Credit Card Scam

Although chip cards are more secure than their magnetic stripe counterparts, they're not immune to the latest scam: shimming.

3 min
What price range sees the most CNP fraud_ It depends
Featured

What price range sees the most CNP fraud? It depends

Data on the price ranges that online fraudsters target most are effective in helping retailers be more aware of fraud tendencies. However, ...

2 min
Fighting eCommerce Fraud with Clearsale-1
Featured

Fighting eCommerce Fraud with Clearsale - State of Identity podcast

Learn about the impact of new technologies on credit card fraud, the challenges of eCommerce in Brazil and Mexico, and how lessons learned ...

1 min