Rafael Lourenco

Author

Rafael Lourenco

Leading smart people to solve complex problems in dynamic environments is Rafael’s signature skill. As ClearSale’s Executive Vice President and Partner, Rafael combines the company’s innovation-driven culture and emphasis on communication with a deep understanding of the statistical tools that under…Leading smart people to solve complex problems in dynamic environments is Rafael’s signature skill. As ClearSale’s Executive Vice President and Partner, Rafael combines the company’s innovation-driven culture and emphasis on communication with a deep understanding of the statistical tools that underpin excellent fraud protection. From his base in Miami, he oversees ClearSale’s US anti-fraud operation by leading its commercial, statistical intelligence and IT teams and providing technical and executive management for all the operation’s employees. During his 8 years with the company, Rafael has also planned and executed ClearSale’s international business unit, directed ClearSale’s statistical intelligence area, and helped manage the company’s growth from 25 to more than 700 employees, including more than 500 highly trained fraud analysts. Rafael has a distinguished academic background. He earned his master’s degree in economics and finance at FGV-SP (Fundação Getúlio Vargas-São Paulo), one of the world’s leading policy and economic think tanks. Rafael holds a bachelor’s degree with great distinction in statistics from UNICAMP (Universidade Estadual de Campinas), internationally recognized as one of the top universities in Brazil and in the world.

Featured

Rafael Lourenco shows luxury merchants how they can fight fraud

Retailers who sell luxury products face unique, high-stakes challenges in combatting CNP fraud. Celebrities, influencers, and other ...

2 min
Chargebacks

ClearSale featured at CardNotPresent.com

When you think of threats to your online business, you probably think of price-cutting competitors and negative customer reviews. There’s ...

3 min
Chargebacks

Why Chargebacks May Be the Biggest Threat to Small Businesses

The biggest threat to small online sellers may be the chargeback – a refund request customers can initiate through their card issuer.

3 min
ClearSale in the Media

ClearSale discusses CNP fraud in the travel industry at Travel Daily News

Whether it’s scamming free flights with stolen credit card numbers, booking hotel stays to test stolen card numbers’ validity, or falsely ...

3 min
Fraud Prevention

[Industry Focus] Fraud Risk Profile for Travel Agencies

Fraudsters are persistent in looking for travel agency weak links. They will tirelessly explore differences in fraud screening practices ...

4 min
ClearSale in the Media

Clearing online sales hurdles - interview with ClearSale's VP at US

ClearSale's combines 3 key elements: robust IT software, artificial intelligence applied automatically, and in-house personnel to manually ...

2 min
small businesses

Fraud Targets Charities and Small Businesses. Here’s How to Fight it

Stolen credit card data is big and well known business. What’s less known is how small businesses and charities fall victim to it.

2 min
Fraud Prevention

2016’s Biggest Data Breaches — and The Implications for Merchants

2016 was a big year for hackers. The Identity Theft Resource Center identified 980 breaches. Here are some of the year’s biggest data theft ...

5 min
Ecommerce Strategies

Top 10 Ecommerce Blogs in 2017

We’ve picked our top 10 favorite ecommerce blogs that will give you the guidance and real-world advice you’ll need to make it big in 2017.

4 min
Fraud Prevention

How NOT to Reduce Online Fraudulent Transactions: 3 Common Mistakes

How NOT to Reduce Online Fraudulent Transactions: 3 Common Mistakes

4 min
Fraud Prevention

Online Fraud Management Trends We’ll See in 2017

Stay one step ahead of fraudsters by being aware of the latest fraud management solutions.

5 min
Fraud Prevention

Every Online Transaction Should be Screened by My Fraud Management?

While AI has made great strides in fraud management, businesses can’t rely on it alone to determine which orders are truly fraudulent and ...

5 min