Rafael Lourenco

Author

Rafael Lourenco

Leading smart people to solve complex problems in dynamic environments is Rafael’s signature skill. As ClearSale’s Executive Vice President and Partner, Rafael combines the company’s innovation-driven culture and emphasis on communication with a deep understanding of the statistical tools that under…Leading smart people to solve complex problems in dynamic environments is Rafael’s signature skill. As ClearSale’s Executive Vice President and Partner, Rafael combines the company’s innovation-driven culture and emphasis on communication with a deep understanding of the statistical tools that underpin excellent fraud protection. From his base in Miami, he oversees ClearSale’s US anti-fraud operation by leading its commercial, statistical intelligence and IT teams and providing technical and executive management for all the operation’s employees. During his 8 years with the company, Rafael has also planned and executed ClearSale’s international business unit, directed ClearSale’s statistical intelligence area, and helped manage the company’s growth from 25 to more than 700 employees, including more than 500 highly trained fraud analysts. Rafael has a distinguished academic background. He earned his master’s degree in economics and finance at FGV-SP (Fundação Getúlio Vargas-São Paulo), one of the world’s leading policy and economic think tanks. Rafael holds a bachelor’s degree with great distinction in statistics from UNICAMP (Universidade Estadual de Campinas), internationally recognized as one of the top universities in Brazil and in the world.

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Fraud Management

What to Consider When Assessing the Cost of Fraud Protection

Many small-to-medium businesses think fraud protection is too expensive. But…it all depends on the pricing model.

7 min
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ClearSale in the Media

What Facial Recognition Technology Can Do for Safety Right Now—And What It Can’t Do Yet

Everyone’s looking for ways to stay safer now, and many are looking to technology for help. Facial recognition is one of the tools that ...

6 min
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Industry Profiles

E-Bikes Industry Statistics and Insights in 2020

Learn about the burgeoning e-commerce market for e-bikes and the risk of fraud in online sales.

11 min
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Country Profiles

E-Commerce Fraud Trends & Tips: Argentina

Considering expanding into the Argentinian market? First, consider these emerging trends and tips on avoiding e-commerce fraud in Argentina.

7 min
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Fraud Management

Why MOTO Transactions Have an Increased Fraud Risk

MOTO transactions, the original card-not-present transaction, might be riskier for your business than you thought. Here’s why.

4 min
Industry Profiles

Luxury Industry Statistics and Insights in 2020

How the COVID-19 pandemic is reshaping the luxury industry in 2020 and accelerating a move toward ecommerce.

20 min
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ClearSale in the Media

As contactless payment use grows in the U.S., here’s what consumers need to know about fraud prevention

Touch-free “contactless” payments in stores and at vending machines are gaining popularity with U.S. shoppers and retailers during the ...

5 min
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ClearSale in the Media

COVID-19's Complicated Impact on E-Commerce: How to Deal with the Fallout and Adapt to the New Normal

How has the coronavirus pandemic affected e-commerce? Even as more people shop online from the safety of home, some e-commerce categories ...

7 min
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Country Profiles

Global Markets Watch: The 10 Hottest E-Commerce Countries in 2020

With e-commerce continuing record growth in 2020, what global markets should your e-commerce business target? Check them out here!

6 min
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Fraud Prevention

How Machine Learning Can Improve Fraud Risk Assessment

Having a solid risk assessment is key to preventing e-commerce fraud. Here’s how machine learning can improve that assessment.

6 min
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ClearSale in the Media

How the abrupt shift to remote work could start a wave of account takeover fraud

Lockdowns and stay-at-home orders around the world have forced businesses to rapidly move to remote work arrangements for safety.

6 min
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ClearSale in the Media

Mobile payments can help during the pandemic, if they keep fraudsters out

With an huge increase of volume, mobile payments are gaining popularity, and can be a great ally if they manage to keep fraudsters out. ...

6 min