Rafael Lourenco

Author

Rafael Lourenco

Leading smart people to solve complex problems in dynamic environments is Rafael’s signature skill. As ClearSale’s Executive Vice President and Partner, Rafael combines the company’s innovation-driven culture and emphasis on communication with a deep understanding of the statistical tools that under…Leading smart people to solve complex problems in dynamic environments is Rafael’s signature skill. As ClearSale’s Executive Vice President and Partner, Rafael combines the company’s innovation-driven culture and emphasis on communication with a deep understanding of the statistical tools that underpin excellent fraud protection. From his base in Miami, he oversees ClearSale’s US anti-fraud operation by leading its commercial, statistical intelligence and IT teams and providing technical and executive management for all the operation’s employees. During his 8 years with the company, Rafael has also planned and executed ClearSale’s international business unit, directed ClearSale’s statistical intelligence area, and helped manage the company’s growth from 25 to more than 700 employees, including more than 500 highly trained fraud analysts. Rafael has a distinguished academic background. He earned his master’s degree in economics and finance at FGV-SP (Fundação Getúlio Vargas-São Paulo), one of the world’s leading policy and economic think tanks. Rafael holds a bachelor’s degree with great distinction in statistics from UNICAMP (Universidade Estadual de Campinas), internationally recognized as one of the top universities in Brazil and in the world.

ClearSale in the Media

Why and How to Build Cybersecurity Into Your Company Culture

Merchants who lose customer data face a long and expensive struggle to earn back customers’ trust. Here's how to improve cybersecurity at ...

7 min
ClearSale in the Media

Drop Shipping Merchants Face Special Fraud Risks. Here’s How to Fight Back

Drop shipping is a growing trend in e-commerce. It’s driven by the rising cost of warehouse space and the freedom it gives small merchants ...

5 min
ClearSale in the Media

As Data Breaches Continue, Merchants Face More Account Takeover Fraud

The year 2019 may go down as one of the worst for data breaches and account takeover fraud (ATO).

5 min
Card-not-present (CNP) fraud, a type of credit card scam in which criminals make fraudulent transactions without possessing the physical card.
ClearSale in the Media

Fighting Organized Card-Not-Present Fraud

Card-not-present (CNP) fraud, a type of credit card scam in which criminals make fraudulent transactions without possessing the physical ...

6 min
ClearSale in the Media

Can AI Solve Health Insurance Fraud?

An AI technique called group analysis, used to detect e-commerce fraud, holds great promise for catching fraud rings sooner rather than ...

6 min
Prevent Coordinated Fraud Attacks
ClearSale in the Media

How E-Commerce Merchants Can Prevent Coordinated Fraud Attacks

Organized criminals are committing fraud without triggering flags during order screening. Learn how group analysis helps merchants fight ...

7 min
ClearSale in the Media

Card-Not-Present Fraud Prevention Checklist for E-Commerce Businesses

Fraud is on the rise for card-not-present transactions, which especially impacts e-commerce companies.

8 min
ClearSale in the Media

Fraud Screening For Retailers: Prepare For Volume Spikes

Fraud Screening Peak Sales. Here's What You Need to Know. Consumer behavior changes on big sale days. Here’s what retailers should ...

6 min
CAN DYNAMIC CARD VERIFICATION VALUES STOP CNP FRAUD?
Featured

Influencer Insights: Can Dynamic Card Verification Values Stop CNP Fraud?

A in-depth discussion of how merchants can tackle the issue of authenticating customers as an eCommerce fraud prevention method.

5 min
DM_Magazine_Avoiding_False_Declines_Blog
False Declines

Avoiding false declines

Merchants, what worries you more, getting ripped off by fraud or offending your customers? If you said fraud, that’s reasonable.

5 min
Gift Card Fraud
ClearSale in the Media

Why gift card fraud is growing—and why the scammers are so hard to fight

Some of the things that make gift cards so popular with consumers and retailers also make them appealing to everyday scammers and organized ...

5 min
How_Will_AI_Work_Against_Insurance_Fraud_Blog
e-commerce fraud

How Will AI Work Against Insurance Fraud?

Learn how the AI tech that detects e-commerce fraud can combat insurance fraud as well.

7 min