Rafael Lourenco

Author

Rafael Lourenco

Leading smart people to solve complex problems in dynamic environments is Rafael’s signature skill. As ClearSale’s Executive Vice President and Partner, Rafael combines the company’s innovation-driven culture and emphasis on communication with a deep understanding of the statistical tools that under…Leading smart people to solve complex problems in dynamic environments is Rafael’s signature skill. As ClearSale’s Executive Vice President and Partner, Rafael combines the company’s innovation-driven culture and emphasis on communication with a deep understanding of the statistical tools that underpin excellent fraud protection. From his base in Miami, he oversees ClearSale’s US anti-fraud operation by leading its commercial, statistical intelligence and IT teams and providing technical and executive management for all the operation’s employees. During his 8 years with the company, Rafael has also planned and executed ClearSale’s international business unit, directed ClearSale’s statistical intelligence area, and helped manage the company’s growth from 25 to more than 700 employees, including more than 500 highly trained fraud analysts. Rafael has a distinguished academic background. He earned his master’s degree in economics and finance at FGV-SP (Fundação Getúlio Vargas-São Paulo), one of the world’s leading policy and economic think tanks. Rafael holds a bachelor’s degree with great distinction in statistics from UNICAMP (Universidade Estadual de Campinas), internationally recognized as one of the top universities in Brazil and in the world.

How-to-Manage-Your-Companys-Growing-Pains-When-It’s-Growing-Fast_blog
Featured

How to Manage Your Company’s “Growing Pains” When It’s Growing Fast

Growth is the main goal for many startups, but managing that growth well is a big challenge.

5 min
Yes,_Your_Company_Can_Hold_on_to_Its_Culture_During_Rapid_Growth_Blog
business growth

Yes, Your Company Can Hold on to Its Culture During Rapid Growth

Having a healthy company culture is a vital aspect to a company’s success.

6 min
CS_and_AITE_-_Balancing_False_Declines_and_E-Commerce_Fraud_Prevention-Wide
False Declines

New Webinar: Balancing False Declines and E-Commerce Fraud Prevention

Maintaining maximum e-commerce fraud prevention without creating false declines is a huge challenge. Our webinar on Oct. 10 at 2 p.m. ET ...

3 min
The_ONE_Most_Important_eCommerce_Tip_From_Experts_for_2019-2
ecommerce business

What’s the most important piece of advice for online retailers in 2019?

Maybe you think it’s about testing, or implementing cutting-edge security, or Instagram advertising.

12 min
EU_regulations_might_help,_not_hinder,_digital_payment_fraud-2
online payment fraud

EU regulations might help, not hinder, digital payment fraud

Regulations might adversely affect the ecommerce ecosystem.

5 min
Adding_Fraud_Detection_to_Custom_e-Commerce_Platforms_Blog
Fraud Management

Adding Fraud Detection to Custom e-Commerce Platforms

Wondering how to add a fraud detection solution to your custom e-commerce platform? ClearSale’s Rafael Lourenco shares his thoughts.

9 min
How_to_Keep_Your_Online_Store_s_Rewards_Program_Secure-2
online fraud risk

How to Keep Your Online Store's Rewards Program Secure

Fraudsters who attack e-commerce merchants aren't always focusing their nefarious efforts where you might think.

7 min
How_open_banking_opens_the_door_for_fraud_Blog
Fraud Management

How open banking opens the door for fraud

Open banking has long been championed by some in the finance industry as a windfall for consumers.

4 min
Is_Your_E-Commerce_Business_Overlooking_These_Security_Basics_Blog
business.com

Is Your E-Commerce Business Overlooking These Security Basics?

It's important to protect your business and customers from the many dangers posed by hackers and fraudsters online.

7 min
CNP__the_fraud_which_cost_the_UK_£506_million_over_one_year_Blog
Fraud Prevention

The fraud which cost the UK £506 million over one year

Most customers think of CNP (card-not-present) payments purely as new source of convenience.

4 min
Why_card-not-present_fraud_is_the_most_dangerous_of_card_frauds_Blog
Fraud Management

Why card-not-present fraud is the most dangerous of card frauds

In 2017, card-not-present fraud cost Australia’s retail industry almost half a billion dollars. Thanks

4 min
total_retail_Why_Manual_Review_is_Key_to_Retailers_Defense_Against_Fraud_Part_2_Blog
Fraud Prevention

Why Manual Review is Key to Retailers Defense Against Fraud - Part 2

Manual fraud review isn’t as old-fashioned as you might think.

4 min