Rafael Lourenco

Author

Rafael Lourenco

Leading smart people to solve complex problems in dynamic environments is Rafael’s signature skill. As ClearSale’s Executive Vice President and Partner, Rafael combines the company’s innovation-driven culture and emphasis on communication with a deep understanding of the statistical tools that under…Leading smart people to solve complex problems in dynamic environments is Rafael’s signature skill. As ClearSale’s Executive Vice President and Partner, Rafael combines the company’s innovation-driven culture and emphasis on communication with a deep understanding of the statistical tools that underpin excellent fraud protection. From his base in Miami, he oversees ClearSale’s US anti-fraud operation by leading its commercial, statistical intelligence and IT teams and providing technical and executive management for all the operation’s employees. During his 8 years with the company, Rafael has also planned and executed ClearSale’s international business unit, directed ClearSale’s statistical intelligence area, and helped manage the company’s growth from 25 to more than 700 employees, including more than 500 highly trained fraud analysts. Rafael has a distinguished academic background. He earned his master’s degree in economics and finance at FGV-SP (Fundação Getúlio Vargas-São Paulo), one of the world’s leading policy and economic think tanks. Rafael holds a bachelor’s degree with great distinction in statistics from UNICAMP (Universidade Estadual de Campinas), internationally recognized as one of the top universities in Brazil and in the world.

CNP_fraud_is_a_bad_gift_that_keeps_on_taking_Blog
credit card fraud

PayThink CNP fraud is a bad gift that keeps on taking

Fighting card-not-present (CNP) fraud is an eternal challenge for merchants, and it's a problem that will continue in the next year.

3 min
Demand_for_data_scientists_far_exceeds_supply._Here_s_how_your_company_can_cope-2_SocialMedia
data science

Demand For Data Scientists Far Exceeds Supply. Here’s How Your Company Can Cope

Data Science is described as “the career of the future,” but finding Data Scientists for your company could be a major challenge.

5 min
Why_penalising_retailers_won’t_help_fight_fraud_Blog
credit card fraud

Why penalising retailers won’t help fight fraud

Australia has finally got serious on its $478 million fight against credit card fraud.

3 min
Build_the_Career_You_Want_with_These_Four_Elements_Blog
careerbuild

Build the Career You Want with These Four Elements

Meaningful work matters so much that many people would earn less to do it.

5 min
AfterPay’s_perk_that_could_give_them_an_edge_in_fintech_Blog
fraud risk

AfterPay’s perk that could give them an edge in fintech

While AfterPay might still ruffle some feathers, when it comes to fraud risk, it really is sticking out its neck out for the little guy.

5 min
Are your trusted holiday season customers who they say they are_-2_SocialMedia
fraud-prevention teams

Are your trusted holiday season customers who they say they are?

Criminals increasingly take over the retail accounts of legitimate consumers or use stolen identity data to create phony accounts.

8 min
Creative_Ways_to_Get_More_Mileage_from_Your_Data_Blog
ecommerce data

Creative Ways to Get More Mileage from Your Data

Use analytics to your advantage to support your HR department, sales and marketing teams, team managers and ultimately your customers.

6 min
Consumer_data_might_be_the_new_oil,_but_who_gets_to_decide_how_it_s_used_Blog
Featured

CONSUMER DATA MIGHT BE THE NEW OIL, WHO GETS TO DECIDE HOW IT’S USED?

The idea that consumers should know how their data is used is gaining traction with governments and consumer groups.

5 min
Attitude_or_skill__Which_matters_more_for_hiring_and_talent_development_-2_Blog
business culture

Attitude or skill? Which matters more for hiring and talent development?

"Hire for attitude, train for skill.” That approach is a must in industries with a shortage of skilled candidates.

2 min
How_Effective_Listening_Helps_Build_Customer_Relationships_and_Close_Deals-2_Blog
b2b company

How Effective Listening Helps Build Customer Relationships and Close Deals

When you work for a B2B company, it’s easy to assume that your customers and colleagues make their decisions based only on ROI and other ...

5 min
How_Safe_Is_Your_Online_Store_s_Mobile_Channel_From_These_Types_of_Fraud_-2_Blog
Fraud Management

How Safe Is Your Online Store's Mobile Channel From These Types of Fraud?

For brands to succeed in the mobile channel, they must provide a secure shopping experience for customers.

8 min
How_fraud_prevention_is_costing_e-commerce_businesses_millions_-_and_customer_satisfaction-2_Blog
Fraud Management

How fraud prevention is costing e-commerce businesses millions

According to a new report by Aite Group, merchant losses to e-commerce fraud are projected to grow to $6.4 billion by 2021.

5 min