Rafael Lourenco

Author

Rafael Lourenco

Leading smart people to solve complex problems in dynamic environments is Rafael’s signature skill. As ClearSale’s Executive Vice President and Partner, Rafael combines the company’s innovation-driven culture and emphasis on communication with a deep understanding of the statistical tools that under…Leading smart people to solve complex problems in dynamic environments is Rafael’s signature skill. As ClearSale’s Executive Vice President and Partner, Rafael combines the company’s innovation-driven culture and emphasis on communication with a deep understanding of the statistical tools that underpin excellent fraud protection. From his base in Miami, he oversees ClearSale’s US anti-fraud operation by leading its commercial, statistical intelligence and IT teams and providing technical and executive management for all the operation’s employees. During his 8 years with the company, Rafael has also planned and executed ClearSale’s international business unit, directed ClearSale’s statistical intelligence area, and helped manage the company’s growth from 25 to more than 700 employees, including more than 500 highly trained fraud analysts. Rafael has a distinguished academic background. He earned his master’s degree in economics and finance at FGV-SP (Fundação Getúlio Vargas-São Paulo), one of the world’s leading policy and economic think tanks. Rafael holds a bachelor’s degree with great distinction in statistics from UNICAMP (Universidade Estadual de Campinas), internationally recognized as one of the top universities in Brazil and in the world.

TechBullion logo, and the blog title Fraudsters Take Advantage of Vulnerable Online Daters During Covid-19
ClearSale in the Media

Fraudsters Take Advantage of Vulnerable Online Daters During Covid-19

With online dating on the rise, fraudsters are targeting vulnerable lonely hearts during lockdown to extract money via bank transfer, gift ...

6 min
Image of an IT professional looking to charts and a text that says:
Fraud Prevention

How Fraud Prevention Services Can Overcome the Innovator’s Dilemma

Cybercriminals are innovating day by day to commit frauds like it's their business, but on the other side, fraud prevention professionals ...

6 min
What Effective eCommerce Fraud Screening Looks Like Now
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What Effective eCommerce Fraud Screening Looks Like Now

Several kinds of ecommerce fraud increased in 2020. Here’s how merchants can combat them now.

6 min
The customer experience: How the pandemic changed ecommerce
Fraud Management

The customer experience: How the pandemic changed ecommerce

The pandemic changed how customers shop and spend. But, as the world moves into post-pandemic, retailers need to create a positive customer ...

7 min
Why Ecommerce Merchants Should Monitor the Amazon-Shopify Battle
ClearSale in the Media

Why Ecommerce Merchants Should Monitor the Amazon-Shopify Battle

Does Amazon’s acquisition of Selz signal possible competition with Shopify? Here’s why merchants should be watching closely.

5 min
Critical Pandemic Lessons in Mobile Payment Fraud Prevention
Payments

Critical Pandemic Lessons in Mobile Payment Fraud Prevention

The pandemic brought more spending power to mcommerce, but fraud risk also increased. Here are the important lessons learned.

6 min
QR Code Payments Are Convenient, Great for Distancing, and Targets for Fraud
Payments

QR Code Payments Are Convenient, Great for Distancing, and Targets for Fraud

Learn how scammers are exploiting QR code security gaps.

6 min
As UK Stores Target a Global Audience, Here’s What You Need to Know About Security
Fraud Management

As UK Stores Target a Global Audience, Here’s What You Need to Know About Security

The rise in ecommerce has eliminated shopping borders, but is your ecommerce secure enough for a global audience?

7 min
Five Habits We Can Learn from Chess that Apply to Crisis Leadership
ClearSale in the Media

Five Habits We Can Learn from Chess that Apply to Crisis Leadership

What business leaders can learn from chess to improve how they handle crises and challenges ahead.

6 min
How Safe is Your Social Commerce Channel From ATO Fraud?
Fraud Management

How Safe is Your Social Commerce Channel From ATO Fraud?

More consumers are shopping on social media, but fraudsters are too. Here’s how merchants can identify and stop social ATO fraud.

5 min
What Ecommerce Fraud Issues Will Retailers Face in 2021?
Fraud Management

What Ecommerce Fraud Issues Will Retailers Face in 2021?

What do merchants need to know about fraud in the year ahead? Here’s what we expect to see more of in 2021, and how to fight it.

5 min
ecommerce trends to watch in 2021
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Top 7 Ecommerce Trends for 2021 to Watch

Ecommerce is evolving – fast. So are consumers’ expectations. Which ecommerce trends for 2021 can you not afford to miss?

8 min