Rafael Lourenco

Author

Rafael Lourenco

Leading smart people to solve complex problems in dynamic environments is Rafael’s signature skill. As ClearSale’s Executive Vice President and Partner, Rafael combines the company’s innovation-driven culture and emphasis on communication with a deep understanding of the statistical tools that under…Leading smart people to solve complex problems in dynamic environments is Rafael’s signature skill. As ClearSale’s Executive Vice President and Partner, Rafael combines the company’s innovation-driven culture and emphasis on communication with a deep understanding of the statistical tools that underpin excellent fraud protection. From his base in Miami, he oversees ClearSale’s US anti-fraud operation by leading its commercial, statistical intelligence and IT teams and providing technical and executive management for all the operation’s employees. During his 8 years with the company, Rafael has also planned and executed ClearSale’s international business unit, directed ClearSale’s statistical intelligence area, and helped manage the company’s growth from 25 to more than 700 employees, including more than 500 highly trained fraud analysts. Rafael has a distinguished academic background. He earned his master’s degree in economics and finance at FGV-SP (Fundação Getúlio Vargas-São Paulo), one of the world’s leading policy and economic think tanks. Rafael holds a bachelor’s degree with great distinction in statistics from UNICAMP (Universidade Estadual de Campinas), internationally recognized as one of the top universities in Brazil and in the world.

False Declines

A Two-Tiered Approach to Fraud Prevention Can Help Online Businesses Boost Sales

How false declines cause long-term losses and how to decrease your store’s false decline rate.

5 min
PaymentsJournal logo -  Analyze Your Holiday 2020 Fraud Data Now to Prep For Holiday 2021
Fraud Management

Analyze Your Holiday 2020 Fraud Data Now to Prep For Holiday 2021

Review your store’s 2020 holiday fraud-prevention practices now to identify strategies that worked and areas for improvement.

5 min
Digital Journal logo and article title - Retailers Need to Fully Accept Mobile Device Shopping in 2021
Fraud Management

Retailers Need to Fully Accept Mobile Device Shopping in 2021

Three of the most noteworthy trends that should be top of mind for retailers going into 2021.

3 min
how to master the digital transformation in 2021
Fraud Management

Five Ways to Master Digital Transformation in 2021

Digital transformation is the key to retail survival in 2021. These five tactics can make that transition easier during a global pandemic.

7 min
Payments

Alternative Payment Methods for Ecommerce Stores

Having the right alternative payment methods on your ecommerce site may be a deciding factor for consumers, but which should you implement ...

7 min
Fraud Management

Luxury Retailers: Are You Ready For the Holidays?

Four steps luxury merchants can take now to make sure they deliver a great e-commerce experience during the holidays.

6 min
ClearSale in the Media

How Can E-commerce Merchants Cut Through the Hype to Find Reliable SaaS Providers?

Tips for ecommerce merchants cut through the hype to find reliable SaaS providers.

5 min
Looking for your next big cross-border market? New study shows Mexico is the up and coming ecommerce hotspot
guest posts

Looking for your next big cross-border market? New study shows Mexico is the up and coming ecommerce hotspot

Everything you need to know about the Mexican market, consumer buying habits, and how to deliver an exceptional customer experience.

5 min
ClearSale in the Media

After the Year We've Had, Will Black Friday and Holiday Retail Ever Be the Same?

As we approach the winter holiday season, many of us are looking forward to something positive at the end of a difficult year.

6 min
ClearSale in the Media

How Fast-Growing Businesses Can Handle New Hiring Challenges Now

The hiring process for many fast-growing employers has been affected by the same forces that are disrupting the economy and daily life ...

7 min
Buying on mobile device
Payments

Why Focusing Solely on Mobile Ecommerce Could Lose You Sales

Will mobile ecommerce make your desktop ecommerce site obsolete? Some people think so, but here’s why you shouldn’t put all your eggs in ...

5 min
Featured

Holiday shopping may overwhelm delivery capacity this year. Does your store have a plan?

Holiday shopping may overwhelm delivery capacity this year. Does your store have a plan?

6 min